
Gregg McElwee, Real Estate and Loans · San Clemente, CA
Helping South Orange County Move for Nearly 40 Years
Gregg McElwee, Real Estate and Loans is a San Clemente practice helping buyers, sellers, and borrowers navigate the South Orange County coast — trusted guidance, local expertise, and relationships built over nearly four decades.

About Gregg McElwee, Real Estate and Loans
Local expertise built over decades.
Gregg McElwee, Real Estate and Loans is a San Clemente practice that has spent nearly four decades helping buyers and sellers navigate the South Orange County market. The business is rooted largely in referrals, repeat clients, and long-term relationships built across the coastal communities.
The approach is straightforward and personal. Pricing is honest, communication is consistent, and every transaction is handled with the same level of care from start to finish. Clients value Gregg's calm guidance, deep local knowledge, and ability to handle both sides of a move — the real estate and the financing.
Offering both representation and loan origination under one roof means fewer hand-offs, clearer numbers, and one trusted point of contact whether you are buying, selling, refinancing, or preparing for the next chapter along the coast.
Real Estate
Buyer & seller representation across South OC.
Home Loans
Purchase & refinance guidance, end to end.
40+
Years Experience
South OC
Focus

Five Star Award
11 consecutive years
Explore the Coast
Six communities. One advisor who knows each of them by name.
Each town along this stretch of coast has its own pace, architecture, and pricing rhythm. Gregg has worked all of them — for decades.

San Clemente
A walkable beach town shaped by Spanish-colonial architecture, the historic pier, and a downtown that still feels local.
Explore San Clemente
Dana Point
A working harbor town with bluff-top neighborhoods, headland trails, and some of the best ocean views in Orange County.
Explore Dana Point
San Juan Capistrano
Equestrian estates, mission-era history, and a downtown built around one of California's most beloved landmarks.
Explore San Juan Capistrano
Mission Viejo
A planned community built around Lake Mission Viejo, with strong schools, mature trees, and a quiet residential pace.
Explore Mission Viejo
Laguna Hills
Rolling hillside neighborhoods minutes from the coast, with quiet streets, mature landscaping, and easy 5 / 73 access.
Explore Laguna Hills
Laguna Niguel
Hillside views from nearly every street, a deep park system, and a short drive to Salt Creek and Dana Point Harbor.
Explore Laguna NiguelIn Their Words
A practice built almost entirely on referrals.
“Gregg knows this stretch of coast better than anyone we spoke with. He priced our home precisely, and we were in escrow within two weeks.”
“Calm, sharp, and always reachable. He negotiated us out of two issues on inspection that would have cost us real money.”
“We've moved three times in twenty years and Gregg is by far the most professional agent we've worked with. No drama, just results.”
“He showed up the same day we called and walked the property with us for two hours. That set the tone for the whole transaction.”
“Quiet, deeply experienced, and honest about what our house was worth — even when it wasn't what we wanted to hear at first.”
Plan the Numbers
A simple way to think about monthly payments.
Estimated Monthly Payment
$9,355
principal & interest
- Loan amount
- $1,480,000
- Down payment
- $370,000
- Term
- 30 years @ 6.5%
Estimates only. Excludes taxes, insurance, and HOA. Contact a lender for exact figures.